Nearly every state in the United States requires all drivers of any motor vehicle to have at least a liability insurance policy, including motorcycles. In New Jersey, the experienced motorcycle insurance agencies at York Jersey Underwriters Inc. are touting the importance of having the proper motorcycle insurance, so you don't get caught without it.
What Does Motorcycle Insurance Cover?
There are several coverage options when it comes to motorcycle insurance. Listed below are the four main types of coverage options you may want to choose to be part of your motorcycle insurance policy.
Liability Motorcycle Insurance
This type of insurance will assist you in paying for any medical bills or property damage if you are involved in an accident that is deemed your fault.
Underinsured or Uninsured Coverage
It may be a great idea to have underinsured or uninsured coverage if you become involved in a crash with a motorist who does not have any insurance or does not have enough insurance to cover the damage or injuries they caused. This will help you protect yourself and your bike.
Comprehensive and Collision Motorcycle Insurance
Comprehensive and collision motorcycle insurance are both very important, especially if you still owe money for the purchase of your bike. This is because your lender will want to protect the investment they made in your bike, and you should also want to protect your investment.
Comprehensive motorcycle insurance will cover your bike if it is damaged or destroyed by a natural disaster, vandalism, fire, or even stolen.
Collision insurance will come in handy if you have a collision with a car, truck, or SUV or hit a stationary object while you are out riding your motorcycle.
These two types of insurance coverage options may be required to have in place if you owe money for your bike to some lender or bank.
Contact York Jersey Underwriters, Inc.
To start your motorcycle policy, call the agents at York Jersey Underwriters Inc. today!