In the United States, nearly every one of the 50 states requires all motorists to have at least a minimum amount of liability insurance to be able to drive legally, and New Jersey is no different. The auto insurance agents at York Jersey Underwriters Inc. want you to be safe and protected from incurring fines, a driver’s license suspension, or even jail time for not having an adequate amount of auto insurance in place.
What Does Auto Insurance Cover?
Regarding auto liability insurance, this type of policy covers any injuries or property damage that occurs if you have an accident that is your fault. It is also wise to have underinsured and uninsured motorist coverage if you become involved in an accident with a motorist who is at fault and has no insurance or does not have enough insurance to cover your medical bills and damage your vehicle.
If you obtain a full coverage insurance policy, including comprehensive and collision insurance, your vehicle can be repaired or even replaced if something terrible happens. For example, comprehensive insurance will cover your vehicle if a natural disaster, a terrible act of vandalism, or fire damage it. It can also help you out if your vehicle is stolen.
When it comes to collision insurance, this is an important coverage option to have since it will help you repair your vehicle if you collide with another vehicle or a stationary object.
Contact York Jersey Underwriters Inc.
To ensure that you have the proper amount of insurance, you need to consult with an experienced and knowledgeable insurance agent like the ones at York Jersey Underwriters Inc. Call for an appointment today!