Congratulations on your first car! Whether it’s brand new or a hand-me-down, you’ve made a significant step towards adulthood. This exciting privilege means more freedom and the ability to come and go as you please. But as the late, great Stan "The Man" Lee once said, "With great power comes great responsibility." In this case, responsibility comes in the form of auto insurance.
Getting Auto Insurance For The First Time
In the state of New Jersey, you are required to have liability insurance, personal injury protection (PIP), and uninsured motorist coverage. Bodily injury liability covers injuries someone may have due to an accident you caused. Property damage liability will reimburse someone if you damage their property in an auto accident. Personal injury protection will cover your own medical costs should you be injured in an auto accident. If you get in an accident with someone who is not insured (they’re breaking the law, by the way), uninsured motorist coverage will help pay for your medical bills and for repairs to your vehicle. You must keep your insurance identification card in your vehicle or at least be able to produce an electronic format when requested. Failure to do so may result in a fine.
Contact York Jersey Underwriters Inc. in Tinton Falls
If you are in the Tinton Falls area and require auto insurance, please contact York Jersey Underwriters Inc. We will connect you with one of our knowledgeable and courteous agents who will guide you through the steps needed to get you the insurance policy that is best suited for you.
